Posted: November 9th, 2022

Key Workers: Affordable Housing Challenges

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Abstract

Affordable housing in London is an issue which affects many individuals and the problem of affordable housing in London is particularly of concern to poorer sectors within London and those in low paid employment (Greater London Authority (2005) 1) (Pacione, M. (1997) 8) and (Greater London Authority (2006) 1). This is a situation which remains unchanged by the fact that there are schemes in place which purport to ameliorate the problems relating to affordable housing experienced by many people living and working in London (Rugg, R. (1999) 19-20). Schemes such as the Key Worker Living scheme which is administered through the offices of the Deputy Prime Minister, the Teachers Housing Association Scheme and London Strategic Housing have been targeted specifically at key workers who experience housing needs in London. However, although the government have made many housing provisions for London based key workers, the problem remains that these provisions arguably do not extend far enough. Specifically, it may be argued that the definition of what a key worker is is perhaps too narrow. It may also be argued that those who fall outside the definition of key worker, but nevertheless experience housing problems are being let down by the government, principally because many of them simply do not qualify for the schemes which have been mentioned above. These arguments will be put forward and evaluated in this paper. The paper will also consider the definition of what a key worker is and how it may not be an adequate definition, given that it is arguably not wide enough. The discussion on the definition of what a key worker is will lead the writer into a wider discussion of whether there is any real need to continue to have a ‘key worker requirement’ to trigger the Helpance which is available to those in need of housing support within London. The paper will therefore consider wider economic, sociological and political factors in the analysis of what the government is doing to help those people who do not qualify as key workers but still cannot afford to live in London and will employ a qualitative, evaluative methodology in doing so.

What is the definition of a Key Worker?

It is useful to define what is meant by a key worker as this will indirectly provide an indication of the categories of people who fall outside the definition, and Help the writer in determining what the government is doing to help those people who do not qualify as key workers but still cannot afford to live in London.

A key worker is a difficult concept to define, since different schemes and housing provisions have differing interpretations of what a key worker may be. Therefore, what may be a key worker within one sphere of housing provision may not be considered a key worker within another. In light of this therefore, how may one go about defining what a key worker actually is?

To define the concept of a key worker requires an analysis of all the schemes open to key workers and an analysis of exactly who is eligible for the schemes and why. An extrapolation of this analysis will provide clues as to the best way to approach the problem of defining what a key worker is. Therefore the best way to approach defining what a key worker is, is to identify tenets which are present within all the various interpretations of what a key worker actually is. It is arguable that there are three main tenets which one may identify as being ‘central’ to the concept of what a key worker is. These are as follows: that the worker is employed by the public sector; that the worker is in a frontline position performing a crucial public service and that the worker is in a sector where it is difficult to recruit and retain workers (Department of Communities and Local Housing (2006) 1).

Who is included within the definition?

The people to whom the status of key worker is attributed to therefore must firstly be employed in the public sector dispensing essential services in a sector where there are problems with recruiting staff and retaining their services. Categorises of people who fulfil this criteria are: clinical staff employed by the NHS, for example nurses (doctors and dentists are excluded); teachers working in maintained primary and secondary educational institutions; police officers, community support officers and prison staff; uniformed staff in the fire and rescue services; probation officers and local authority employed staff (for example educational psychologists) (Department of Communities and Local Housing (2006) 1). Perhaps it is also wise to comment on which workers may not fall within the definition. These sectors may include cleaning staff and support staff within teaching institutions and within other professions.

Why Helpance is particularly tied to the Key Worker Sector; and What is being done to Help those who are not Key Workers?

The rationale behind tying housing Helpance to key workers is built upon much common sense. It is sensible to ensure that workers who provide key services are encouraged to stay within key occupations that provide useful services to the general public. Perhaps the need for such a rationale can be brought more sharply into focus by considering what may occur if essential workers were ‘priced out of the market’. A scenario like this will deplete the services which are available to the entire population within a given area and would perhaps impact hospitals and schools in particular. It is plain to see therefore why housing Helpance in terms of affordable housing is targeted at these sectors which may be described as containing key workers. However, there is also an argument to be made that these provisions are not enough, and that they fail to acknowledge the wider issue which is that affordable housing affects many individuals who fall outside the definition of a key worker

(<< http://news.bbc.co.uk/go/em/fr//2/hi/programmes/moneybox/3572353.stm >>).

The reality is that the problem of affordable housing is a pervasive one, and that most low income people living in London are affected by the problem of affordable housing. However, as we have seen explained above, the definition of key worker is quite a narrow construction. Therefore professions such as cleaners and some categories of support staff typically have low incomes but do not meet the criteria which are prescribed to give them key worker housing Helpance. The services which these groups provide are indeed essential; they help to support the day to day running of essential services and are therefore crucial to the lives of all of those living in London. It seems logical therefore that such individuals should be given the same levels of support that key workers are given when it comes to the issue of affordable housing. As we have seen explained above, the reality is very different, and critics of the fact that just key workers qualify for many schemes to provide housing support point to the actual need experienced by the individuals involved; not just to the wider usefulness that housing support schemes may afford the general public (which is the justification for the linkage between some housing support and just key workers).

However, is it the case whereby the government simply ignore the needs of those who do not qualify for housing Helpance as they are not key workers? Clearly this is not the case. The government operate housing associations and special needs facilities for those individuals who have needs due to disability or poverty. Those who are on low incomes may qualify for the new tax credits schemes and indeed for rates relief or housing benefit to help lessen the effects of the affordable housing problem. In terms of specific housing provision, non key workers may take advantage of some Social Registered Landlord Schemes^[1] which include Home Exchange and Right to Acquire Schemes. Other schemes include the Seaside and Country Homes initiative which involves the allocation of homes to those considered deserving (not necessarily key workers); the Homefinder Direct scheme which is similar to the Seaside and Country Homes scheme and the LAWN project which makes homes available to ethnic minorities (www.cityoflondon.gov.uk). These schemes are intended to Help all those in need of housing Helpance and not always just key workers.

Also, on a macro and political level the government have attempted to make better use of the space which is available to build affordable housing within London. This has involved the conversions of abandoned commercial sites for use as housing sites (Greater London Authority (2005) Section 5.4). This is intended to ensure that available space within London is used sensibly to help lessen the effects of shortages in housing building sites. Clearly this will be of long term Helpance to both key workers and non key workers. On a macro level another example of the government’s efforts in this area is their current emphasis on building ‘sustainable urban environments’, an emphasis which is of benefit to all of those affected by the affordable housing problem, not just those considered to be key workers.

The government has also conducted many research initiatives into identifying the root causes of affordable housing problems and aiming to eliminate them. Although these initiatives only address the needs of those affected by the affordable housing problem in an indirect sense, it is clear that the government’s efforts on a macro scale (Karn, V. and Wolman, H. (1992) Ch 1) are intended to help those key workers and those non key workers who are all affected by the affordable housing problem.

The problem remains however, that non key workers simply do not get the levels of support that key workers may qualify for, in spite of the fact that perhaps both sectors are equally deserving. Therefore, would the problem of affordable housing be more fairly approached by simply abolishing the requirement for workers to qualify as key workers in order to qualify for housing support within London? Another approach would be to make it easier to fall within the definition of what a key worker is. The answer to these two suggestions is that perhaps there is an argument for this to be the case, but it must be counterbalanced against the fact that resources within this area are limited. It is inevitable that there will be a deserving case to be made for many third parties who do not fall within the current definition of what a key worker is and of course, it is the case that it is desirable for all of those who are in need to receive housing support.

As we have seen explained above however, there is a cogent rationale for why support is targeted at the key worker sector in particular. Key workers provide valuable services to the entire community and to neglect them would be detrimental to the levels of available services which all those resident in London often depend upon. The reality is that limited resources have to be dissipated in ways that are prescriptive and designed to exclude some categories of people. This exclusion does not point to an idea that the excluded person is undeserving; instead it points to the fact that there are limited resources which have to be expended in a frugal manner.

Bibliography

Articles and Reports

Department of Communities and Local Housing (2006) Key Worker Eligibility. Publisher: Wandsworth Council. Place of Publication: UK.

Greater London Authority (2005) Housing in London: the London Housing Strategy Evidence Base 2005. Publisher: Greater London Authority. Place of Publication: London.

Greater London Authority. (2006) London Futures. Publisher: Greater London Authority. Place of Publication: London.

Books

Karn, V. and Wolman, H. (1992) Comparing Housing Systems: Housing Performance and Housing Policy in the United States and Britain. Publisher: Oxford University. Place of Publication: Oxford.

Pacione, M. (1997) Britain’s Cities: Geographies of Division in Urban Britain. Publisher: Routledge. Place of Publication: London.

Rugg, R. (1999) Young People, Housing and Social Policy. Publisher: Routledge. Place of Publication: London.

Websites

http://news.bbc.co.uk/go/em/fr/-/2/hi/programmes/moneybox/3572353.stm

http://www.cityoflondon.gov.uk/Corporation/our_services/residents_housing/housing_services/housing_advice_options/council_tenant/ct_fresh_start.htm

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Footnotes

^[1] Also known as SRL schemes.