Posted: September 23rd, 2022

Affordable Care Act

In March 2010, President Barack Obama signed the Affected person Safety and Affordable Care Act into legislation (Courtemanche et al., 2018). The aim of this legislation was to make medical health insurance extra accessible and inexpensive for everybody, in addition to to attempt to maintain the price of well being care down and provide different well being incentives. In 2017, Trump tried to eliminate the Affordable Care Act, however Congress was in a position to eliminate the tax penalty for individuals who did not have medical health insurance.
I had insurance coverage earlier than the Affordable Care Act. I received my first job once I was seventeen, however I could not truly work till I used to be eighteen. However I’ve at all times had medical health insurance via my job, and I’ve at all times been fairly wholesome, so I solely went to the physician yearly for a checkup. When the Affordable Care Act was first handed, I did not know what the massive issues had been with it. However I do suppose we must always maintain the Affordable Care Act as a result of it lets folks keep on their authorized guardian’s well being plan till they’re 26 years outdated as an alternative of 19 years outdated, which was the case earlier than (Zhao et al., 2020). The Affordable Care Act ought to keep the identical as a result of it would not make any distinctions primarily based on medical circumstances. Individuals shall be allowed to affix a well being plan even when they’ve a well being downside that has already been recognized (Zhao et al., 2020). I feel that is particularly essential for youths with most cancers who’re too outdated to remain on their dad and mom’ medical health insurance plan and for adults who had most cancers as children.
The Affordable Care Act has quite a lot of good issues about it, but it surely additionally has some unhealthy issues that might be modified. Some insurance coverage corporations have reduce down on the variety of suppliers they work with and the forms of well being specialties they cowl. There are “in community” suppliers and “out of community” suppliers, for instance. Personally, my insurance coverage will solely pay for care from suppliers in my community. If I wanted care from a supplier exterior of my community, my supplier would give me a referral, however I must pay extra for a therapy that will have been cheaper with a supplier in my community. The legislation ought to be modified to present extra suppliers a cause to affix the community. The Affordable Care Act also needs to be modified as a result of it isn’t as “inexpensive” because it mentioned it could be. This care act solely helps youthful folks as a result of older and retired folks must pay larger premiums and general excessive deductibles that they can not afford on a hard and fast revenue (Foster & Murray, 2021).

Courtemanche, C., Marton, J., Ukert, B., Yelowitz, A., Zapata, D., & Fazlul, I. (2018). The three-year influence of the Affordable Care Act on disparities in insurance coverage protection. Well being Providers Analysis, 54(S1), 307–316. https://doi.org/10.1111/1475-6773.13077
Foster, H., & Murray, M. (2021). A wise resolution: How the inexpensive care act can insure extra younger Invincibles. Forefront Group. https://doi.org/10.1377/forefront.20210604.467869
Zhao, J., Mao, Z., Fedewa, S. A., Nogueira, L., Yabroff, Ok. R., Jemal, A., & Han, X. (2020). The Affordable Care Act and entry to care throughout the most cancers management continuum: A evaluate at 10 Years. CA: A Most cancers Journal for Clinicians, 70(three), 165–181. https://doi.org/10.3322/caac.21604

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